Financial Advice
Service Line Overview
For over 20 years Qi Wealth (Qi) has been providing financial advice tailored to client’s unique goals, needs, and objectives. Qi’s strategic advantage is being able to leverage off in-house tax and investment experts, ensuring our clients maximise the financial aspects of their life every day. Our client’s benefit from a holistic advisory service in areas such as tax optimisation, wealth creation, investment management, risk management, retirement planning, debt management and estate planning.
Comprehensive Financial Planning
Achieving long-term financial security requires a well-structured and personalised plan. Our comprehensive financial planning services encompass every aspect of your financial life, ensuring all elements work together to support your objectives.
Investment Management
We help you build and manage your wealth with tailored strategies that align with your goals and risk tolerance. Our approach covers investment planning, asset allocation, and portfolio management to optimise your financial growth.
Retirement Planning
Secure your future with a robust retirement plan. We provide detailed retirement planning services, including superannuation strategies, pension planning, and income stream management, ensuring you enjoy a comfortable and worry-free retirement.
Estate Planning
Protect your legacy with comprehensive estate planning. We offer advice on wills, trusts, and estate structures to ensure your assets are distributed according to your wishes, minimising tax implications and maximising benefits for your beneficiaries.
Tax Optimisation
Our experts provide strategic tax advice to help you minimise tax liabilities and maximise after-tax returns. We cover personal tax planning, corporate tax strategies, and SMSF tax optimisation.
Wealth Management
Achieving long-term financial security requires a well-structured and personalised plan. Our wealth management offering encompasses every aspect of your financial life, ensuring all elements work together to support your objectives.
Investment Management
Qi’s investment advisers take a proactive approach to assist clients protect, grow and manage their wealth. Qi’s investment advisers are experts in portfolio optimisation, asset allocation, income generation, risk management, and tax efficiency. Client portfolios typically contain a mix of traditional and more alternative style assets which have an emphasis of generating a reliable level of passive income in all conditions. A rigorous compliance and governance program along with access to the best of breed reporting systems ensures clients can entrust their superannuation and other investible assets to be managed by Qi. As of December 2025, Qi manages over $100 million in Asset Under Management across a mix of private clients and high net wealth households. Qi has a suite of investment offerings:
Portfolio Management
For clients looking to establish an initial portfolio or maintain a simplified investment strategy, Qi has as a Separately Managed Account offering, which provides access to global investment markets, is low cost, easy to administer, and maintains strong downside protections in place. An adviser will assist clients allocate capital per their agreed risk profile with their wealth managed prudently overtime via investment manager not affiliated with Qi.
Direct Equities
For established investors or those with larger superannuation balances, an in-house bespoke investment portfolio which includes direct equities, exchange traded funds, active fund managers and alternative style investments is preferred. Clients benefit from being able to have more control and access to top quartile managers ensuring the portfolio is working harder to generate above market returns. Qi’s bespoke portfolio has an emphasis on generating a reliable income stream equivalent to 5% p.a. (after-tax and fees) with the potential for long term capital growth on top.
Sophisticated Investing
For high net wealth individuals, Qi offers the opportunity for clients to access sophisticated alternative style investment solutions which complements their traditional share portfolios. Our clients benefit from being able to invest in private equity, venture capital, private credit, infrastructure assets, hedge fund strategies and other managed investment schemes with lower minimum commitments (as low as $20,000), no lock up periods, comprehensive reporting (including relevant benchmark returns), and the confidence a trusted advisor has undertaken appropriate due diligence.
Our own Australian Financial Service License (AFSL) demonstrates regulatory compliance and allows clients access to the entire investment universe via a trusted adviser.
Wealth Creation and Tax Strategies
No matter what stage in life you’re at, our financial advisers will assist you in optimising your tax position using discretionary/family trusts, self-managed superannuation funds, investment companies and or private ancillary foundations (PAFs). At the heart of Qi’s advice is simplicity and flexibility, the overarching objective for most clients is to generate a tax-efficient income stream so one day work can become optional. Our advisers will assist you in developing and executing on a strategy which generates a passive income stream in a tax efficient structure via an Account Based Pension, beneficiaries with lower marginal tax rates, optimising entitlement to franking credits, and taking advantage of tax-deductible expenses.
Employee Benefit Programs
Qi Wealth’s financial planners are well versed in the complexities of employee benefit programs such as restricted stock units, stock options, preference shares, and partnership arrangements. We will assist you in managing the tax liabilities associated your remuneration arrangements and the develop a strategy to diversify your wealth away from your employment arrangements, ensuring your work creates a legacy which lasts.
Insurance
Personal Protection
It’s about keeping families in their homes, and employees in their jobs. Our insurance Advisors conduct a full risk assessment of you and your family, your debt and income position, to recommend adequate levels of cover.
Protecting yourself and your loved ones is paramount. Qi provides tailored personal protection solutions to ensure you and your family are financially secure in the face of unforeseen events. Our services include:
Life Insurance – Safeguard your family’s future with a life insurance policy that provides financial support in the event of your passing. We help you choose the right coverage to ensure your loved ones are well taken care of.
- Income Protection – Maintain your financial stability if you are unable to work due to illness or injury. Our income protection solutions provide a reliable income stream, ensuring you can meet your financial commitments during challenging times.
- Trauma and Critical Illness Insurance – Receive financial support if you are diagnosed with a serious illness. Our trauma and critical illness insurance policies offer a lump sum payment to cover medical expenses, treatment, and other associated costs.
- Total and Permanent Disability (TPD) Insurance – Secure your financial future if you are permanently unable to work due to disability. TPD insurance provides a lump sum payment to help you manage your living expenses and medical costs.
Corporate Cover
Our vision is to develop a corporate risk solution that will give your organisation a competitive advantage. We aim to improve the confidence, cost and coverage of group insurance plans that protect the health and safeguard the financial position of your employees and their families.
Protecting your business from potential risks is essential for long-term success. Qi offers comprehensive corporate cover solutions tailored to meet the unique needs of your business. Our services include:
- Corporate Health Insurance – Provide your employees with access to quality healthcare services. Our corporate health insurance solutions help you attract and retain top talent by offering valuable health benefits.
- Key Person Insurance – Safeguard your business against the financial impact of losing a key employee. Key person insurance provides financial support to cover the costs of recruiting and training a replacement, ensuring business continuity.
- Group Life and Income Protection – Offer your employees peace of mind with group life and income protection policies. These benefits enhance your employee value proposition and demonstrate your commitment to their well-being.
- Buy Sell Cover – Ensure the smooth transition of business ownership with buy sell cover. This type of insurance provides the necessary funds for remaining business owners to buy out the share of a departing or deceased partner, ensuring business continuity and stability.
Start Your Financial Evolution
At the heart of Qi Wealth is our commitment to deliver the best results that reflect your circumstances.
We are leading the wealth revolution and our commitment to excellence is what drives us.
Speak with one of our consultants today.
Strategic & Retirement Planning
Planning for retirement No matter what stage in life you’re at, our financial advisers will assist you in optimising your tax position using discretionary/family trusts, self-managed superannuation funds, investment companies and or private ancillary foundations (PAFs). At the heart of Qi’s advice is simplicity and flexibility, the overarching objective for all of Qi’s financial planning clients is to generate a tax-efficient income stream so one day work can become optional. Our advisers will assist you in developing a strategy which generates a passive income stream by structuring income via an Account Based Pension, beneficiaries with lower marginal tax rates, optimising entitlement to franking credits, and tax-deductible expenses.
Financial Adviser
Principal and Head of Advice
Associate Adviser